Invest in real-world assets in a few taps
Stocks, ETFs, gold and treasuries, with an assistant you can chat with about everything you hold.
Invest in three steps
Buy part of a share, like $150 of Apple.
US stocks and funds trade Monday to Friday, 9:30 am to 4 pm New York time.
Earn on your trades
Trade as usual and Moonstone adds a piece of a random stock or ETF to your portfolio.
Chat with your investments
Ask about one asset, a few, or your whole portfolio. Moonstone answers with the moves and the news behind them.
Your whole portfolio
Ask about everything you hold, or pick a few assets to compare.
Why it moved
See what moved, by how much, and the news behind it.
Act on the answer
When a trade fits, tap it to open it filled in, then approve it.
Your portfolio and your watchlist
Home shows what you hold, how it is doing, and everything you follow.
- Your totalEverything you hold, vaults included, with a chart from one day to all time and whether the market is open.
- FollowingYour watchlist, in sections you name. Long-press an asset to buy it, ask about it or set an alert.
- AlertsPrice alerts you set, a 5% day in anything you hold or follow, tracker moves and news, in an inbox and as phone notifications.
Ideas, movers and the news
Explore and News help you find what is worth a look, and every page lets you ask about an asset or open it to trade.
Today's ideas
Bullish and bearish cases built from Moonstone's reads of recent news. Each idea names the stories behind it, and none of it is advice.
Biggest moves and themes
Today's largest moves across the listed stocks, and themes like AI & chips, Quality, Dividends and Healthcare.
News, summarised
Top stories, what you follow and what you hold, with a short summary on every story and a page for every company.
Vaults trade for you, inside your limits
A vault is a mix of assets that trades on news by itself, inside limits you set. It is the only part of Moonstone that trades on its own. It is optional, starts in Practice and runs in its own account.
Start from a signal
Pelosi Tracker holds the stocks Nancy Pelosi disclosed buying in the last 12 months. Inverse Cramer holds the stocks Jim Cramer told callers to sell. Each shows its past year against the S&P 500.
Or a basket, or your mix
Hand-picked baskets like Buffett and AI, or any 1 to 24 stocks with weights that add to 100%.
Fund it once
Add at least $10 the first time and set a daily limit. One review screen, one approval.
Practice first
It shows what it would have done and trades nothing until you go live.
Then it reads the news
About once an hour a model reads the news on each stock. Big, corroborated company news can top up a stock under its weight, and fraud, a halt or a delisting sells it.
Withdraw any time
Take your money out whenever you want.
More than 1,400 assets
US stocks, index funds, and funds that hold gold, treasuries and commodities. Each one is checked before the app offers it, and nothing outside the list can be bought.
These assets are sold only outside the US. The app asks you to confirm it once, before your first buy.
You stay in control
Moonstone prepares each trade you make, and nothing moves without your approval. Only a vault you open trades on its own, inside its limits.
No password to steal
You sign in by approving on your phone, so there is no password to leak.
One approval per trade
Every buy and sell you make waits for you to approve it on your phone.
Only what you approved
Moonstone sends an order only when it matches exactly what you approved.
Price protection
If an order would fill more than 2% away from the market price, Moonstone stops it. You can change that limit in Settings.
A fixed list
The app, the assistant and vaults use only the assets on Moonstone's list, and the server checks every buy against it.
Vaults are opt-in
A vault opens only when you set one up. It runs in its own account, starts in Practice and keeps to its daily limit.
Questions
Do I need to know how crypto works?
No. Moonstone works like any stock app: pick an asset, choose an amount and follow how it does. Behind the scenes your dollars are held as USDC, a digital dollar, and a little SOL covers network fees. Deposit in the app shows where to send them.
How do I invest?
Search it, open its page, tap Buy, type an amount, pick what to pay with and approve it on your phone. There is no order form to fill in.
What can I pay with?
USDC, SOL or any other asset you hold. Paying with a stock sells that much of it to buy the new one. Sales pay out in USDC.
Where are my assets held?
In a wallet on your phone that only you control. Moonstone never holds your money: it prepares each trade, and you approve it.
Are these the real assets?
They are tokenized stocks and funds: tokens on Solana backed 1:1 by real shares their issuer holds. Gold, treasuries and commodities come through funds that hold them, not as the physical asset. Issuers include Backed for xStocks and Ondo Global Markets for Ondo stocks. The tokens are not the shares themselves, and your rights differ from owning them through a broker.
Who can invest here?
Non-US residents outside restricted countries. The app asks you to confirm it once, before your first buy.
When can I trade?
US stocks and funds trade Monday to Friday, 9:30 am to 4 pm New York time. Outside those hours, Buy shows when the market opens and can remind you.
How do I earn a stock on my trades?
Trade rewards are coming soon. Once they launch, trades you make can earn you a piece of a random stock or ETF from Moonstone's list. They are not live yet, and the terms will be published when they are.
What is a vault?
An optional account that holds a mix of assets and trades on news inside a daily limit you set. You add money to it, it starts in Practice, and you can withdraw any time.
Does the AI trade for me?
No. Threads answer questions and can suggest a trade, which you approve yourself. Only a vault trades on its own, and only once you open one and take it out of Practice.
Which phones does it run on?
Today, the Solana Seeker and Android phones with Phantom or Solflare installed. An iPhone version is on the way: join the waitlist to hear when it's out.
Join the waitlist
Leave your email and we'll write when Moonstone is ready to download. Android users may get an early build to try first.